STEAM ALLOWS MONETIZING OF MODS

[SteelCrysis]

And that is the thing, I even read on the forum that you have to have your credit card setup just to download the free mods.  If it is true then it is must be only for skyrim, (which i totally uninstalled after i heard about this crap).  I tried the other games and they didnt ask for credit card info for workshop mods.  

If skyrim really requires a credit card for anything on the workshop, even the free stuff, i see it as a huge scam attempt.  The forum post i read said it requires a credit card setup even if you have money in your steam wallet.  This is seriously effed up.   Kids going wild with your credit card tab racking up.  And with only a 24 hour return policy, you are screwed.

Talk about inconvenient.

I have kids and know how they are.  You dont leave credit card info on any account.  Not their tablets, not steam, not even my phones.  
Surely maybe when they get older, but my son racked up 550$ on TF 2 micro transactions on my debit when he just turned 6 and i didnt even notice for 2 months.  He was buying 99$ packs and 19.99$ crap, hundreds of 1-5$ stuff.  It was crazy.  The 9yr old neighbors kid was over those days as well.  2 days they racked up on TF2 purchases and i didnt notice for 8 weeks when i just happened to look over an out of date bank statement (which i thought was current at the time, lol)

Fast forward 6 months later and my daughter spend $400 on my wife's phone.  She was buying 99$ token packages for some crappy crush saga or something game.  
Anyway, my wife caught that one the same day when she had 10billion coins and google refunded it no problem.

That's insane. That's exactly what I was talking about when I wrote about the DLC double standard. People whine about "pay $5 for unlimited lives" or EA's "pay $X to get weapons unlocked in Battlefield, we'll occasionally put the unlocks on sale for free", but let themselves be ripped off for hundreds of dollars for mere cosmetics in Hat Fortress 2, etc.