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High wages for unskilled labor, attn GStan
(07-17-2017, 08:43 AM)SickBeast Wrote:
(07-17-2017, 08:30 AM)RolloTheGreat Wrote:
(07-17-2017, 02:12 AM)SickBeast Wrote: You think you have it all figured out, Rollo. Like I keep telling you, we pay less per capita on health care here, and everyone is covered. It looks like we will also have universal pharma care also.

By the way, last night I was at a party and I had a very interesting conversation with someone from Australia. His brother is living in Madison, Wisconsin. He said that houses are cheap where you live, he said that for $400,000 you can basically get a mansion. However he said that property taxes there are insane, along with health care costs. As for Australia they were telling me that they are very happy here in Canada. They said that where they are from in Australia it costs at least $1.5 million for a modest home, and everything you buy there is 50% more expensive, including cars. They said that they like the four seasons here in Canada, just that our winters are a bit too long. Very interesting conversation. I thought I would share.

Oh how I wish I lived somewhere that you have to pay ton of money to live in an average or worse house........

Not.

We get the four seasons too, but winter doesn't last 7 months here.

Thanks for proving my inflation in Australia point.
I am hearing that the property taxes in the USA can be $12000 to $15000USD per year.  That's a lot of money!  $1000USD per month.  We pay a fraction of that here.  I would much rather put that money into a mortgage; at least it's an investing that you can recoup when you sell your home.  $1000USD/month will buy you something like $250,000 on a mortgage.

Your winters in Wisconsin are comparable to or worse than the winters most Canadians experience.  Most Canadians live in the south of our country near the US border.  Wisconsin is quite far north in the US.

http://www.starkhomes.com/property/74458...n-wi-53719

There's a $400K house in Madison, taxes $8.723.

http://www.starkhomes.com/property/11009...d-wi-53558

There's a $400K house in McFarland, a couple miles out of town, taxes $6883.

http://www.starkhomes.com/property/11504...n-wi-53562

There's a $400K house in Middleton, borders on Madison, taxes $5800..

You don't pay taxes like you're talking about unless you live on a lake and have shoreline.

When I think of Canada, I think of the country on the other side of Lake Superior which is pretty far North from Madiosn. Winnipeg would have very different climate than Madison, Toronto not so much.

In any case,this does not look like a good deal to me:

https://www.rew.ca/properties/W3873809/3...toronto-on

$649,000 for THAT house? Sure the taxes are only $2500, but you have to live in that house. That would change your whole quality of life.
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(07-17-2017, 02:17 PM)RolloTheGreat Wrote:
(07-17-2017, 08:43 AM)SickBeast Wrote:
(07-17-2017, 08:30 AM)RolloTheGreat Wrote:
(07-17-2017, 02:12 AM)SickBeast Wrote: You think you have it all figured out, Rollo. Like I keep telling you, we pay less per capita on health care here, and everyone is covered. It looks like we will also have universal pharma care also.

By the way, last night I was at a party and I had a very interesting conversation with someone from Australia. His brother is living in Madison, Wisconsin. He said that houses are cheap where you live, he said that for $400,000 you can basically get a mansion. However he said that property taxes there are insane, along with health care costs. As for Australia they were telling me that they are very happy here in Canada. They said that where they are from in Australia it costs at least $1.5 million for a modest home, and everything you buy there is 50% more expensive, including cars. They said that they like the four seasons here in Canada, just that our winters are a bit too long. Very interesting conversation. I thought I would share.

Oh how I wish I lived somewhere that you have to pay ton of money to live in an average or worse house........

Not.

We get the four seasons too, but winter doesn't last 7 months here.

Thanks for proving my inflation in Australia point.
I am hearing that the property taxes in the USA can be $12000 to $15000USD per year.  That's a lot of money!  $1000USD per month.  We pay a fraction of that here.  I would much rather put that money into a mortgage; at least it's an investing that you can recoup when you sell your home.  $1000USD/month will buy you something like $250,000 on a mortgage.

Your winters in Wisconsin are comparable to or worse than the winters most Canadians experience.  Most Canadians live in the south of our country near the US border.  Wisconsin is quite far north in the US.

http://www.starkhomes.com/property/74458...n-wi-53719

There's a $400K house in Madison, taxes $8.723.

http://www.starkhomes.com/property/11009...d-wi-53558

There's a $400K house in McFarland, a couple miles out of town, taxes $6883.

http://www.starkhomes.com/property/11504...n-wi-53562

There's a $400K house in Middleton, borders on Madison, taxes $5800..

You don't pay taxes like you're talking about unless you live on a lake and have shoreline.

When I think of Canada, I think of the country on the other side of Lake Superior which is pretty far North from Madiosn. Winnipeg would have very different climate than Madison, Toronto not so much.

In any case,this does not look like a good deal to me:

https://www.rew.ca/properties/W3873809/3...toronto-on

$649,000 for THAT house? Sure the taxes are only $2500, but you have to live in that house. That would change your whole quality of life.

So you pay $6,000USD/year more in property taxes there. Multiply that times a 25 year mortgage and we're talking about $150,000. That's a lot of money. Probably over $200,000CAD. I find it interesting that Americans are always talking about how much more tax we pay up here in Canada when really those property taxes largely make up the difference. Plus we get free healthcare, better roads, no toll roads, and better government and social services for the most part.
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(07-17-2017, 08:16 PM)SickBeast Wrote: So you pay $6,000USD/year more in property taxes there.  Multiply that times a 25 year mortgage and we're talking about $150,000.  That's a lot of money.  Probably over $200,000CAD.  I find it interesting that Americans are always talking about how much more tax we pay up here in Canada when really those property taxes largely make up the difference.  Plus we get free healthcare, better roads, no toll roads, and better government and social services for the most part.

I imagine everyone is immigrating to Canada instead of the US..oh..yeh, guess not.

SB it's obvious Canada does some things better than we do here, but we also do some things better here as well. Like everything else in life, pros/cons.

I'm pretty sure neither of us can change the country we live in. I would say that if I were to leave the US, Canada is likely where I would go. I'm not leaving the US though.
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I'd also note my example on the housing prices is bad, much bigger city in Canada used for my example.

Big cities are a rip-off here as well, I don't know why anyone even lives in them.

"Yay! I can pay half a million+ for a run down bungalow that would cost $100K in a small city and get to deal with crime, traffic, people everywhere I turn around, noise, pollution, higher prices for everything else."


I'm probably biased because I've lived most my life here but it seems to me small to medium sized cities (200,000-400,000) offer employment, entertainment, shopping, great housing value, low traffic, crime, etc..

I get not wanting to live in the sticks- just considered it. I don't see ANY upside to big city life though.
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(07-17-2017, 11:05 PM)RolloTheGreat Wrote: I'd also note my example on the housing prices is bad, much bigger city in Canada used for my example.

Big cities are a rip-off here as well, I don't know why anyone even lives in them.

"Yay! I can pay half a million+ for a run down bungalow that would cost $100K in a small city and get to deal with crime, traffic, people everywhere I turn around, noise, pollution, higher prices for everything else."


I'm probably biased because I've lived most my life here but it seems to me small to medium sized cities (200,000-400,000) offer employment, entertainment, shopping, great housing value, low traffic, crime, etc..

I get not wanting to live in the sticks- just considered it. I don't see ANY upside to big city life though.

Well I did find it very interesting hearing from someone that Madison is a great place to live. You are correct in pointing out that smaller cities are cheaper, the same thing goes here in Canada. So congrats if you're happy there. I am happy here also. If I didn't have so many friends and family here I would consider leaving. Overall it's great here though. I plan to buy a second home somewhere warm when I retire. I'm thinking about California, Arizona, or Florida. Maybe somewhere tropical like a time share.

I could also live like a king in a smaller city in Canada. I just have too much tying me down to where I live currently. I would love to do it if the circumstances were right.
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(07-18-2017, 12:28 AM)SickBeast Wrote: Well I did find it very interesting hearing from someone that Madison is a great place to live.  You are correct in pointing out that smaller cities are cheaper, the same thing goes here in Canada.  So congrats if you're happy there.  I am happy here also.  If I didn't have so many friends and family here I would consider leaving.  Overall it's great here though.  I plan to buy a second home somewhere warm when I retire.  I'm thinking about California, Arizona, or Florida.  Maybe somewhere tropical like a time share.

I could also live like a king in a smaller city in Canada.  I just have too much tying me down to where I live currently.  I would love to do it if the circumstances were right.

https://livability.com/wi/madison/real-e...in-america

Quote:Madison sits atop our 2015 ranking of the Top 100 Best Places to Live.

http://realestate.usnews.com/places/wisconsin/madison

Quote:U.S. News analyzed 100 metro areas in the United States to find the best places to live based on quality of life and the job market in each metro area, as well as the value of living there and people's desire to live there.

Madison ranks as #18 with an overall score of 7.0 out of 10.

http://www.businessinsider.com/why-madis...ive-2014-9

Quote:Reasons Why Madison, Wisconsin Is The Best Place To Live In America

http://www.huffingtonpost.com/2015/02/27...44142.html

Quote:5 Reasons Madison, WI May Be the World's Best Place To Retire

I'm not living here because it sucks or I have to. I work at home so I can work anywhere with broadband, and Mrs. Rollo is a manager accountant who has experience in a lot of areas. We could literally move to any city and live well.

This is just a really good place to live.
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Yeah but then you have to be a Milwaukee Brewers fan.
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